Last week I received my Apple Card and I have been using it for the past week. What I love about my Apple Card are the security features, reporting, ease of use and the rewards program.
What is Apple Card?
- Apple’s vision of credit card services.
- An Apple branded MasterCard (partnered with Goldman Sachs).
- The Apple Pay version of the MasterCard is paired with your iPhone device.
- The physical Titanium version of the Apple Card has your name printed on the front, but no CC data is visible (you access this from your Apple Wallet).
- The Apple Cash rewards program is calculated daily (1% for all Apple Card transactions, 2% for all Apple Pay transactions & 3% for all Apple purchases).
- All CC management is performed from Apple Wallet.
Why should I care about Apple Card?
- If you are a fan of Apple products and you want to simplify your credit card use, then Apple Card is for you.
- Provides a single place to manage your credit card services from your iPhone (Apple Wallet) – including spending analysis, transaction details, card payment, CC data, card lock/unlock, etc.
- In the US, the culture for paying your bill in a restaurant has the server taking your CC away from your table to process the payment (outside of the US, the EFT terminal is brought to you) – by using your Titanium Apple Card, this removes the risk of your CC data being compromised.
- Very simple rewards program with a daily calculation of Apple Cash.
- Zero fees.
How do I use Apple Card?
- Use the Titanium Apple Card or Apple Pay to purchase goods and services.
- Get your Apple Cash rewards daily.
- All credit card management functions are delivered via Apple Wallet on your iPhone.
How do I get Apple Card?
- Prerequisite – Have an iPhone running iOS 12.4 with a valid Apple ID.
- Open Apple Wallet and Apply for the Apple Card.
- Confirm your name, address, SSN and provide a photo of your Government ID.
- Press Apply and instantly receive your result. Depending upon your credit score, the amount of credit offered will vary.
- Once you accept the terms and conditions, Apple Pay is ready for use.
- Within 1-week, your Titanium Apple Card will be delivered to you.
- Use Apple Wallet to activate the card (in proximity to the plastic folder your card was delivered in).